If you want to learn more about buying your home or are not sure where to start, join us for the next Home Buyer Seminar. This program reviews the Nine Steps to Home Ownership and gives you the tools and resources needed to make good financial decisions at every stage of the home buying process. The 9 Steps to Home Ownership: Pros and Cons of purchasing a home How much can you afford? - 4 C's, Capital, Credit, Capacity, Collateral Get pre-approved for a loan by a lender What kind of home do you need and want Begin looking for a house Sign an offer to purchase Get a professional inspection Apply for a mortgage Close your loan Home Buyer Seminars are offered on Saturdays. $69.00 fee per household includes: “Realizing the American Dream”: A complete manual detailing how to buy your home. One-on-One Counseling: A certified counselor will assess your situation and help develop a road map to purchase your home. (Available following successful completion of the course.) Credit Report: Included at your one-on-one counseling appointment. Pizza Lunch: Included at this class.